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Funeral Pre-Planning
Advanced Planning Makes Sense
Major life events, like graduations, weddings, and retirement parties, require thorough planning. You would never dream of waiting until three days before a wedding to start planning, and you wouldn’t allow others to choose every detail of the ceremony. A funeral deserves the same attention and preparation.
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Ease the burden
If left to plan your funeral, family or friends may be unsure of your wishes and may find
themselves emotionally or financially unable to deal with the situation. Preplanning a
funeral service helps remove the guesswork and the strain, allowing loved ones to focus
on their grief.
Protect against government intrusion
When applying for government assistance, such as Medicaid, Supplemental Security
Income (SSI) benefits, or nursing home care, applicants must spend down available assets
until they reach a qualifying level. In most cases, prepaid funeral plans are considered
an exempt asset, which can help you qualify.
Control the costs
Prefunding your funeral arrangements ensures that your family won’t bear the financial costs. Preplanning also gives you time to consider all your options and look for the best deals. Without preplanning, family members may have to make quick financial decisions that could cause them to overspend.
Be remembered how you want
Your funeral service should reflect your life and wishes while also offering comfort
to your loved ones. Numerous decisions go into planning a funeral, including the type of service, disposition, location, and more. Planning your funeral in advance gives you the opportunity to decide which rrangements and services you prefer.
Why Preplan Now?
While no one wants to think about their own death or planning a funeral, preplanning now, before the need arises, puts you in charge of how you will be remembered and ensures your
funeral will be meaningful for your loved ones. It allows you to:
Ease stress on loved ones
While your family has the best intentions, they don’t know what their personal circumstances will be when the time comes. They may have difficult financial or personal circumstances that could prevent them from fulfilling their promise to take care of everything.” Preplanning helps prevent any unforeseen issues.
Keep the peace
When death occurs with no preplanning, it may be unclear which loved one should
be responsible for making the final arrangements. At times, several family members or friends take charge without knowing your wishes. Preplanning your funeral eliminates the potential problems created when loved ones can’t agree.
Choose a flexible payment plan
By prefunding, the services and merchandise you choose now will be provided when needed at no additional cost to your family. Payment options include a single payment or monthly payments over one, three, five, or 10 years. Once the original agreement is paid, the payments stop, and the funeral plan provides protection until your death, and there is no tax liability upon the death benefit paid.
Leave a kind gesture
If your philosophy has always been, “Who cares what happens, I’ll be gone,” because
you’re trying not to be a burden, you’re not only diminishing your existence, but you’re
also passing the emotional and financial burdens of the funeral arrangements to those
left behind. To truly perform a kind and caring act, remove the obligation of planning your
funeral from loved ones.
Let us help you through the advance planning process. Contact us today to get started at no
cost or obligation. You may also request a FREE copy of our My Planning Guide. This booklet provides Important information regarding how to shape and plan your funeral so your wishes
are spelled out clearly.
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